Business Insurance Spain
Comprehensive tailored business insurance for expats in Spain. Whether you’re self-employed, run a retail shop, or manage a small team, we offer ultra-fast claims handling, public liability cover, and expert support in Englishâso you can focus on your business, not the paperwork.
Ultra-fast Claims Handling
Full Public Liability Insurance
All businesses Insured
Cafes, bars, gyms, restaurants, manufacturers⊠We have the exact business insurance for any business of any size.
Modern insurance with full customer support in English
Talk to our British Team today
Unmatched personal service and ultra-fast claims processing
or call (+34) 691 04 54 35
Why Choose InsuranceAgents.es for Your Business Insurance In Spain
Reliable and Affordable Business Insurance for Expats in Spain that works
Whether youâre in the retail, catering, construction or services, we have the right insurance for you.
If you are self-employed and need Public Liability to protect your activity, itâs here.
Having it can help protect the livelihood youâve worked so hard to build. The right business coverage can help cover expensive damage and lawsuits.
Business Insurance. You do your business; we will do the insurance.
Four essential covers the business insurance in Spain must have:
General liability insurance Work completed liability (6 months)
Business property cover
Business rented premises cover
Business income cover
Should you need help, we connect you with a reliable team of specialists to support and resolve issues fast:
â Loss adjusters & legal experts â for fast claims and solid defence
â Certified contractors & technicians â in case of property damage or emergency
â Dedicated British agents â who guide you every step of the way
Your Essential Cover in Detail
Ultra-Fast Claims Handling
No time wastedâour specialist team handles claims quickly, so your business gets back on track with minimal disruption.
Public Liability Insurance
Essential cover if someone is injured or property is damaged due to your business activities. A must-have for almost all professions.
Work Completed Liability (6 Months)
Even after the job is done, youâre covered. We protect you from claims that arise after work has been delivered.
Business Contents & Property Damage
Covers your business tools, equipment, stock and furnitureâwhether you work from an office, workshop or retail space.
Our Business Insurance For Expats Also Covers:
Custom Liability Cover
Need specialist protection? We tailor cover to your trade, whether you’re a contractor, consultant, cafĂ© owner or creative business.
Business Equipment & Tools Cover
From laptops to ladders, your tools and devices are protected against damage, theft, and accidental loss.
Cyber Insurance & Data Protection
Protects your business from online threats including data breaches, hacking, and digital fraud. Essential for any business handling sensitive data.
Your Policy Documents
All policy documents and customer service in English
No language barriers here â we make sure you understand every detail of your policy.
Instant confirmation of cover
We email your policy documents straight to you, so youâre covered from the moment you sign up.
24/7 Direct Support in English
No menus, no waitingâjust speak to a real British insurance expert whenever you need us, 365 days a year.
Example Business Insurance Quote
Below is a sample quote for businesses with the different levels of insurance. Get a quote for your business.
Real Estate Office
From âŹ255 per year
90m2 Office Space (owned)
Public Liability âŹ600,000
Business Interruption Due to a Loss
Building Value - âŹ80,000
Contents Value âŹ30,000
100% Water Damage
Legal Sevices
RESTAURANT
From 615,00 âŹ/year
90m2 Rented Space
Public Liability 600,000âŹ
Contents Value 62,000âŹ
Capacity 150 Diners
Legal services for the business
Business interruption due to a closure
24-hour emergency assistance for your business
SELF-EMPLYEED CONSULTANT PUBLIC LIABILITY
From âŹ200 /year
Public Liability âŹ300,000
Cover for your Activity 24/7
Legal services for the business
What our clients are saying...
Frequently Asked Questions
If you canât find the answer here to your question about bicycle insurance in Spain, then our British team of insurance experts are here to help. Feel free to call us on (+34) 691 04 54 35. Or you can send us a message or get a quote here.
What is the most important part of business insurance Spain?
It is the public liability components, this can make or break any business. In Spain, this is accompanied by legal defence.
I have a small construction business and work at customer's location, does my public liability cover the work finished?
Up to six months after the job has been completed can be included in the insurance.
What if my business has to close due to fire, flooding, or any other uncontrolled reason, can I get cover for this?
This is called consequential losses. You can choose a daily amount and for the duration that suits you best.
I am the managing director of my business, can I get insurance to cover me personally?
Professional Liability insurance. This will protect you legally and compensate any court action awarded against your person.
I have an online shop and all my business data is stored online. How can I protect against hackers?
Cyber Liability policy will protect you financially and legally against the adverse consequences of losing data or applications.
I run a keyholding business and clean houses for customers. What insurance should I have?
A âService Public Liabilityâ insurance will cover accidents and third-party claims made against you.
As a builder, I feel very exposed to accidents. What do you recommend?
We would strongly recommend a 24-hour Accident Policy. This will cover you for any accidents at work and when not at work. This insurance covers hospital costs, daily allowance, and if you suffer any kind of disability a sum of money to modify your home and/or car
I have a large sum of produce stored in refrigerators, will my insurance cover this?
On normal policies, up to 1,000,000 euros can be covered. More on special customised policies.
I rent my house as a long-term holiday let. What can I do if the renter does not pay his rent?
Insurance for the loss of rent. Includes legal advice, screens potential clients, and can repay up to 12 months of lost rent.
For a comprehensive guide, read our article about business insurance in Spain
Get a Business Insurance Quote
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