Business Insurance

Business Insurance Spain

You do your business
we will do the insurance

Insurance made exactly for your business

Self-Employed — Partnership — Limited company


Three essential covers the business insurance in Spain must have:

General liability insurance
Work completed liability (6 months)
Business property cover
Business rented premises cover
Business income cover

Whether you’re in the retail, catering, construction or services, most small business owners need small business insurance.
Having it can help protect the livelihood you’ve worked so hard to build. The right small business coverage can help cover expensive damage and lawsuits.

Business Insurance. You do your business, we will do the insurance

Speak to one of our British Insurance Agents today and get an instant quote for business insurance in Spain.

What’s Included

Essential Business Insurance Spain: Protecting Your Business is Our Business

In Spain, running a business is both rewarding and challenging. While you focus on growth and success, it’s crucial not to overlook the risks that come with entrepreneurship—liabilities, property damage, and unforeseen disruptions.

At, we specialize in providing tailored business insurance Spain solutions that safeguard your assets, employees, and bottom line.

Our comprehensive plans are designed to give you peace of mind, so you can concentrate on what you do best—running your business.

In today’s competitive market, businesses are more vulnerable than ever to risks such as cyber threats, legal disputes, and operational hiccups.

Can you afford to leave your business unprotected? Secure your future and mitigate risks with business insurance Spain from today.

Direct phone assistance in English

We have a direct phone number, no complicated phone maze to navigate. Get through 24/7 365 days a year.

The best service

Our fully qualified British experts in business insurance Spain, trained to provide quick and efficient assistance. Whether you’re a startup or an established enterprise, we’ve got you covered.


Business Insurance Spain, if you can’t find the answer to your question here, then our British team of insurance experts are here to help. Feel free to call us on (+34) 601 909 272. Or you can send us a message here

What is the most important part of business insurance Spain?

It is the public liability components, this can make or break any business. In Spain, this is accompanied by legal defence.

Are accidents on my premises covered?

Yes, you are fully covered for any eventuality, from a customer that slips on a wet surface to a fall on the stairs of your business premises.

I have a small construction business and work at customer's location, does my public liability cover the work finished?

Up to six months after the job has been completed can be included in the insurance.

What if my business has to close due to fire, flooding, or any other uncontrolled reason, can I get cover for this?

This is called consequential losses. You can choose a daily amount and for the duration that suits you best.

I am the managing director of my business, can I get insurance to cover me personally?

Professional Liability insurance. This will protect you legally and compensate any court action awarded against your person.

I have an online shop and all my business data is stored online. How can I protect against hackers?

Cyber Liability policy will protect you financially and legally against the adverse consequences of losing data or applications.

I run a keyholding business and clean houses for customers. What insurance should I have?

A “Service Public Liability” insurance will cover accidents and third-party claims made against you.

As a builder, I feel very exposed to accidents. What do you recommend?

We would strongly recommend a 24-hour Accident Policy. This will cover you for any accidents at work and when not at work. This insurance covers hospital costs, daily allowance, and if you suffer any kind of disability a sum of money to modify your home and/or car

I have a large sum of produce stored in refrigerators, will my insurance cover this?

On normal policies, up to 1,000,000 euros can be covered. More on special customized policies.

I rent my house as a long-term holiday let. What can I do if the renter does not pay his rent?

Insurance for the loss of rent. Includes legal advice, screens potential clients, and can repay up to 12 months of lost rent.

For a comprehensive guide, read our article about business insurance in Spain

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