Motorbike Insurance

Motorbike Insurance Spain

Insurance on Wheels

Options all the way

It’s Covered

Flat tyre
Damaged Headlight
Full Roadside assistance
Unlimited Medical Attention
Damage to or by animals
Replacement of Keys
Helmet replacement
No fuel

Motorbike Insurance in Spain

Motorbike Cover
For personal use or for professional use

3rd Party
3rd Party F&T
3rd Party F&T with total loss.
Fully Comprehensive

Call now for an instant quote and speak to one of our British Insurance Agents today!

What’s Included

The Protection Every Motorcyclist Needs in Spain

Riding a motorbike isn’t just about getting from point A to point B; it’s an exhilarating experience that many in Spain have come to love.

However, the thrill of the open road comes with its own set of risks such as accidents, theft, and unpredictable road conditions.

At, we recognize the unique challenges that motorcyclists face on Spanish roads. That’s why we offer specialized motorbike insurance plans that provide comprehensive coverage for you, your bike, and third parties.

In today’s world, motorbikes are not just a mode of transport but an investment. With the increasing costs of modern motorbikes, from daily commuters to high-performance bikes, can you afford not to be insured? Secure your peace of mind and your investment with today.

Direct phone assistance in English

No complicated phone menus to navigate. Our direct phone line is available 24/7, 365 days a year, ensuring you get the help you need in English, when you need it.

The best service

Our British staff will talk with you and quickly get help to you.


If you can’t find the answer to your question here, then our British team of insurance experts are here to help with motrobike insurance in Spain. Feel free to call us on (+34) 601 909 272. Or you can send us a message here

Is motorbike insurance cheaper than car insurance?

Generally, motorbike insurance tends to be cheaper than car insurance here in Spain, especially for smaller motorbikes or mopeds. However, the cost can vary based on several factors such as the type of coverage, the make and model of the motorbike, your driving history, and your age.

In Spain, the lower maintenance and fuel costs of motorbikes also contribute to generally lower insurance premiums.

What does motorcycle insurance cover?

Motorcycle insurance in Spain typically offers various types of coverage, including:


  • Third-Party Liability: Covers damages to other people and their property.
  • Collision: Covers damages to your motorbike in an accident.
  • Comprehensive: Covers damages from theft, vandalism, and other non-collision events.
  • Personal Injury Protection: Covers medical expenses which will vary depending on the insurer, but generally Death and Injury are covered as well as medical expenses according to the amount defined in the policy.
  • Roadside Assistance: This includes coverage for breakdowns and towing.
Is Damage to helmet and equipment covered?

If the rider named in the policy is injured as the result of a road-traffic accident that occurred while s/he was riding the insured motorcycle, the insurer shall indemnify, up to the  specified amount, any damage that may be caused to the rider’s helmet, jacket, back protector, boots and/or any other protective equipment.

As complementary cover to the Theft and fire covers, up to €120 per incident is included for the accidental breakage of the headlight or headlights that are part of the lighting system corresponding to the front dipped headlights and sidelights of the motorcycle that are an integral part of the vehicle on leaving the factory in its standard model or declared as an accessory.

No excess is applicable to the headlight cover.

Does motorcycle insurance cover theft?

Yes, if you have comprehensive coverage then theft of your motorbike is covered.

Also, included is damage caused by attempted theft.

How old do you need to be to ride a motorbike and have insurance in Spain?

In Spain, you must be at least 18 years old to ride a motorbike with an engine capacity over 125cc.

For smaller engine capacities (up to 125cc), the minimum age is 16. At, we will provide coverage based on these legal age requirements.

Does motorcycle insurance cover other riders?

Yes, it does cover another driver, they need to be named in the policy.

Is motorcycle insurance obligatory in Spain?

Yes, at a minimum, third-party liability insurance is legally required for all motorbikes in Spain.

This covers damages to other people and their property in the event of an accident.

Can I get a no-claims bonus on my motorbike insurance?

Yes, at, we offer a full no-claims bonus, which can significantly reduce your premium if you have a history of safe riding without any claims.

Can I get temporary motorbike insurance for tourists?

Yes, temporary or short-term motorbike insurance is available for tourists.

These policies can range from a single day up to several months and are ideal for visitors who plan to ride a motorbike during their stay in Spain.

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