Bicycle Insurance Spain
Options all the way with comprehensive bike & scooter insurance for expats. Whether you ride for fun, fitness, or freedom, we offer ultra-fast claims handling, roadside rescue, and full third-party cover, all in English—so you can ride safely and stress-free.
Ultra-Fast Claims Handling
Roadside Assistance & Puncture Cover
Theft, Accident & All-Risk Damage Included
Civil Liability up to €150,000
Talk to our British Team today
Unmatched personal service and ultra-fast claims processing
or call (+34) 691 04 54 35
Why Choose InsuranceAgents.es for Your Bicycle Insurance In Spain
Reliable and Affordable Bicycle Insurance for Expats in Spain that works
Looking for bicycle or scooter insurance in Spain? At InsuranceAgents.es, we specialise in protecting expat riders—whether you’re cycling for leisure, commuting on an e-bike, or zipping around town on a scooter.
Our tailored, competitively priced insurance gives you the freedom to ride with confidence.
Bicycle Cover
Mountain – Pleasure – Electric
Full Roadside assistance
Medical Assistance
Theft & Accident Cover
3rd Party Cover
Scooters
Segways & Hoverboards
Tri-cycles & Mobility-Scooters
Your Essential Cover
24/7 Roadside & Medical Assistance
From punctures to breakdowns or accidents, you’re covered with 24-hour roadside and medical support—wherever you are in Spain.
Third-Party & Civil Liability Cover
Essential protection if you cause damage to someone else, their property, or another vehicle. Fully compliant with Spanish liability regulations.
Full Theft & Accident Protection
Covers your bicycle, electric bike or scooter in case of theft or accident—whether parked or in motion. Ideal for high-value and electric models.
Scooter & Mobility Cover
Tailored protection for scooters, Segways, hoverboards, tricycles and mobility scooters—third-party or comprehensive cover available.
Also Included:
Death, Disability & Rescue Reimbursement
Includes coverage up to €150,000 for civil liability, €6,000 for death & disability, and up to €12,000 for emergency rescue reimbursement.
Legal Support & Replacement Equipment
Includes access to legal defence and claim support—plus optional helmet and lock replacement after an insured event.
Your Policy Documents
Everything Clearly Explained in English
We remove the language barrier—so you fully understand your insurance terms, documents, and what you’re covered for.
Instant confirmation of cover
We email your policy documents straight to you, so you’re covered from the moment you sign up.
24/7 Direct Support in English
No menus, no waiting—just speak to a real British insurance expert whenever you need us, 365 days a year.
Example Bicycle Insurance Quote
Below is a sample quote for different types of bicycles with the different levels of insurance.
BROMPTON G-LINE ELECTRIC BIKE
Purchase Price = €4,500
Roadside Assistance = €40/year
Roadside Assistance + Theft = €220/year
All risk damage with Roadside Assistance + Theft = €285/year
SANTA CRUZ MOUNTAIN BIKE
Purchase Price = €7,900
Roadside Assistance = €40/year
Roadside Assistance + Theft = €280 /year
All risk damage with Roadside Assistance + Theft = €362/year
RALEIGH STOW-e-WAY ELECTRIC BIKE
Purchase Price = €1,100
Roadside Assistance = €40 /year
Roadside Assistance + Theft = €56 /year
All risk damage with Roadside Assistance + Theft = €76 /year
What our clients are saying...
Frequently Asked Questions
If you can’t find the answer here to your question about bicycle insurance in Spain, then our British team of insurance experts are here to help. Feel free to call us on (+34) 691 04 54 35. Or you can send us a message or get a quote here.
Does bicycle insurance cover theft?
Absolutely, our insurance policies include coverage for theft. If your bicycle is stolen, we’ll assist you in the claims process to ensure you’re adequately compensated, allowing you to get back on the road as soon as possible.
Are bicycle accidents covered by insurance?
Yes, our bicycle insurance policies at InsuranceAgents.es provide comprehensive coverage for accidents.
Whether you’re involved in a collision or suffer from a fall, our plans are designed to protect you, your bike, and any third parties involved.
Do bicycles have to have insurance by law in Spain?
Insurance for bicycles is not mandatory by law in Spain. However, given the frequent accidents and the varying conditions of the roads, having insurance is highly recommended for your safety and financial protection.
What does bicycle insurance cover?
Our bicycle insurance covers a wide range of scenarios for complete peace of mind. This includes coverage for accidents, theft, and roadside assistance.
Additionally, both the policyholder and third parties involved in any incident are covered under our comprehensive plans.
Please contact us for full details
Get a Bicyle Insurance Quote
Privacy Policy
Responsible: AMAPOLA INSURANCE S.L. Objective: Control SPAM and maintain a commercial relationship with the User: Prepare proposals, and carry out insurance policies or other user requests. Legitimation: You have to give your consent. For how long: Until you decide to stop. User data: The data you supply will not be given or sold to third parties. Rights: Information, Access, Opposition, Rectification, Deletion, Portability & Limit of use. And will not be subject to individualized actions. You have access to make a claim with the controlling authorities. Contact: info@insuranceagents.es. Additional information: See our Privacy Policy on this web concerning data protection.