Bicycle Insurance Spain

Options all the way with comprehensive bike & scooter insurance for expats. Whether you ride for fun, fitness, or freedom, we offer ultra-fast claims handling, roadside rescue, and full third-party cover, all in English—so you can ride safely and stress-free.

Ultra-Fast Claims Handling
Roadside Assistance & Puncture Cover
Theft, Accident & All-Risk Damage Included
Civil Liability up to €150,000

Talk to our British Team today

Unmatched personal service and ultra-fast claims processing

Why Choose InsuranceAgents.es for Your Bicycle Insurance In Spain

Reliable and Affordable Bicycle Insurance for Expats in Spain that works

Looking for bicycle or scooter insurance in Spain? At InsuranceAgents.es, we specialise in protecting expat riders—whether you’re cycling for leisure, commuting on an e-bike, or zipping around town on a scooter.

Our tailored, competitively priced insurance gives you the freedom to ride with confidence.

Bicycle Cover

Mountain – Pleasure – Electric
Full Roadside assistance
Medical Assistance
Theft & Accident Cover

Scooter Cover

3rd Party Cover
Scooters
Segways & Hoverboards
Tri-cycles & Mobility-Scooters

Your Essential Cover

24/7 Roadside & Medical Assistance

From punctures to breakdowns or accidents, you’re covered with 24-hour roadside and medical support—wherever you are in Spain.

Third-Party & Civil Liability Cover

Essential protection if you cause damage to someone else, their property, or another vehicle. Fully compliant with Spanish liability regulations.

Full Theft & Accident Protection

Covers your bicycle, electric bike or scooter in case of theft or accident—whether parked or in motion. Ideal for high-value and electric models.

Scooter & Mobility Cover

Tailored protection for scooters, Segways, hoverboards, tricycles and mobility scooters—third-party or comprehensive cover available.

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Also Included:

Death, Disability & Rescue Reimbursement

Includes coverage up to €150,000 for civil liability, €6,000 for death & disability, and up to €12,000 for emergency rescue reimbursement.

Legal Support & Replacement Equipment

Includes access to legal defence and claim support—plus optional helmet and lock replacement after an insured event.

Your Policy Documents

Everything Clearly Explained in English

We remove the language barrier—so you fully understand your insurance terms, documents, and what you’re covered for.

Instant confirmation of cover

We email your policy documents straight to you, so you’re covered from the moment you sign up.

24/7 Direct Support in English

No menus, no waiting—just speak to a real British insurance expert whenever you need us, 365 days a year.

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Example Bicycle Insurance Quote

Below is a sample quote for different types of bicycles with the different levels of insurance.

BROMPTON G-LINE ELECTRIC BIKE

Purchase Price = €4,500

Roadside Assistance = €40/year
Roadside Assistance + Theft = €220/year
All risk damage with Roadside Assistance + Theft = €285/year

SANTA CRUZ MOUNTAIN BIKE

Purchase Price = €7,900

Roadside Assistance = €40/year
Roadside Assistance + Theft = €280 /year
All risk damage with Roadside Assistance + Theft = €362/year

RALEIGH STOW-e-WAY ELECTRIC BIKE

Purchase Price = €1,100 

Roadside Assistance = €40 /year
Roadside Assistance + Theft = €56 /year
All risk damage with Roadside Assistance + Theft = €76 /year

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Frequently Asked Questions

If you can’t find the answer here to your question about bicycle insurance in Spain, then our British team of insurance experts are here to help. Feel free to call us on (+34) 691 04 54 35. Or you can send us a message or  get a quote here.

Does bicycle insurance cover theft?

Absolutely, our insurance policies include coverage for theft. If your bicycle is stolen, we’ll assist you in the claims process to ensure you’re adequately compensated, allowing you to get back on the road as soon as possible.

Are bicycle accidents covered by insurance?

Yes, our bicycle insurance policies at InsuranceAgents.es provide comprehensive coverage for accidents.

Whether you’re involved in a collision or suffer from a fall, our plans are designed to protect you, your bike, and any third parties involved.

Do bicycles have to have insurance by law in Spain?

Insurance for bicycles is not mandatory by law in Spain. However, given the frequent accidents and the varying conditions of the roads, having insurance is highly recommended for your safety and financial protection.

What does bicycle insurance cover?

Our bicycle insurance covers a wide range of scenarios for complete peace of mind. This includes coverage for accidents, theft, and roadside assistance.

Additionally, both the policyholder and third parties involved in any incident are covered under our comprehensive plans.

Please contact us for full details

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