Car Insurance

Car Insurance Spain: Coverage Details & Benefits

Protected no-claims bonus


That is right, we will protect it even if you are responsible for the accident


The right price

We offer full NCB from the start. We will find the best price and offer you full price listing so you choose


Courtesy car

if you are without your car for any reason, even normal repairs that take more than 7 days, we will provide a substitute vehicle. We will even send a taxi to your house to take you to where the courtesy car is available for you

Knowledge of what needs to be done

With more than 10 years’ experience when you call us, we know the exact procedure needed to get the work done.

Whether it’s an accident, a question concerning the appropriate cover, get a mechanic to where you have broken down, process a courtesy car for you or any other situation. No language barrier here

Best network of authorised garages

After an accident we can take your car to a garage of your choice or repairs can be done at one of thousands of authorised garages in Spain.

Guaranteed work done and valet the vehicle when finished


Roadside assistance 365 days a year

Whenever you need us, we will be there to help and guide you

Extreme weather

Damage due to extreme weather conditions, such as floods or earthquakes, are fully covered for Third Party as well as Fully Comprehensive insurance

Car Insurance Spain: What’s Included?

The Protection you need most

If you breakdown you need a car insurance that will immediately respond to your call

The best service

Our English staff will talk with you and quickly get help to you

Trained mechanics

They can change a tire for you if that’s what is needed

Replace a battery or start your engine

Take your vehicle to a garage of your choice

Quick charge your electric car battery

Roadside assistance & breakdown recovery


If you can’t find the answer to your question here, then our British team of insurance experts are here to help. Feel free to call us on (+34) 601 909 272. Or you can send us a message here

Can anyone drive an insured car in Spain?

In Spain it is the vehicle that is insured and not the person. Most motor insurances in Spain will cover the main driver and any driver over a certain age (+25 years old).

Most policies in Spain cover any driver as long as over 25 years old and with a clean driving license, so any member of your family can use the car without modifying the policy.

Who can drive my car in Spain?

You can drive a car in Spain if you’re aged 18 or above and have a valid driving license. Citizens from EU/EFTA countries can use a driving license from their own country.

Can a 16 year old insure a car?

We can insure any qualified 16-year olds on most scooters and most 18+ year olds in cars, even if they have only just passed their driving test in Spain.

Young drivers in Spain are those classified as between the ages of 16 and 25.

Can you insure a UK registered car in Spain?

Yes, it is possible to insure your UK plated car with

With UK plated cars you can obtain a full range of covers including third party, third party fire and theft and fully comprehensive cover.

Can I pay car insurance monthly in Spain?

Yes, you can. However, an insurance contract is a 12 month commitment from both you and the insurer.

If the insurer allows you to pay in instalments you are legally obliged to make all those instalments to cover the annual premium.

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