Health Insurance for Expats in Spain
Stay protected with private health insurance tailored for life in Spain. Get fast access to top private hospitals, English-speaking doctors, and specialist care—without long waiting lists or language barriers. With 24/7 support and cover from day one, you’re in safe hands wherever you are in Spain.
Unlimited GP & Specialist Consultations
24/7 Emergency & Hospital Cover
Dental & Mental Health Services Included
No Co-Payments – All in English
Talk to our British Team today
Unmatched personal service and ultra-fast claims processing
or call (+34) 691 04 54 35
Why Choose InsuranceAgents.es for Your Health Insurance in Spain
Reliable and Affordable Private Health Insurance for Expats in Spain
Looking for health insurance in Spain? At InsuranceAgents.es, we specialise in providing expats with tailored, comprehensive, and competitively priced private health cover—so you’re protected wherever you live in Spain.
Expert Knowledge of the Spanish Health System
With over 20 years of experience, we help expats access top private healthcare without the stress. From everyday appointments to complex diagnostics, we guide you every step of the way.
Enjoy access to over 40,000 healthcare professionals and 1,000 clinics across Spain, including major providers like Clínica Universidad de Navarra, Quirón, and Ruber.
Your Essential Cover
24/7 Emergency & Hospital Assistance
Access emergency rooms, private ambulances, and hospital care across Spain—any time, any day.
Access to 40,000+ Medical Professionals & 1,000+ Clinics
Nationwide network including top hospitals like Clínica Universidad de Navarra, Quirón, Ruber, and Teknon.
Unlimited GP & Specialist Consultations
Book appointments with top cardiologists, dermatologists, gynaecologists, allergists, trauma specialists, and more.
Full Diagnostic Testing Without Waiting Lists
Immediate access to X-rays, MRIs, PET scans, breast tomosynthesis, and advanced oncology screening.
What Else is Covered?
Surgical Procedures & Prosthetics Covered
Includes unlimited surgical prosthetics (except cardiovascular) up to €12,000.
Unlimited Physiotherapy, Chiropody & Rehabilitation
Recover better with no caps on sessions for rehab, physio, or foot care.
Dental Cover Included
Routine dental care, cleanings, and basic treatments at no extra cost.
Mental Health Support
Psychotherapy sessions included to support emotional wellbeing.
No Co-Payments
Everything is fully covered—no excess charges or hidden fees at the point of care.
Home Visits & Nursing Care
Includes primary care at home, general medicine, and support from nursing professionals.
Emergency Medical Assistance Abroad
Protected even when you travel—with international emergency cover included.
Unlimited Video Consultations & 24-Hour Medical Chat
Speak to a doctor or specialist anytime, from anywhere in Spain.
Your Policy Documents
Everything in Plain English
All documents and support are in English—so you’ll always understand exactly what you’re covered for.
Instant Cover Confirmation
Get your policy emailed to you right away—you’re protected from the moment you sign up.
Example Health Insurance Quote
Below are examples of health insurance quotes for people in different situations. Contact us today for an instant quote.
Health Insurance Example
Couple Aged 58
- ✅ Full Comprehensive Private Health Elite
- Premium = €3,200/year with no co-payments
- ✅ Full Comprehensive Private Health Plus
- Premium = €1,900/year with co-payments
Couple Aged 48
- ✅ Full Comprehensive Private Health Elite
- Premium = €2,400/year with no co-payments
- ✅ Full Comprehensive Private Health Plus
- Premium = €1,400/year with co-payments
Key Info
- Elite Plan: No co-payments
- Plus Plan: Includes co-payments
What our clients are saying...
Frequently Asked Questions
If you can’t find the answer here to your question about health insurance in Spain, then our British team of insurance experts are here to help. Feel free to call us on (+34) 691 04 54 35. Or you can send us a message or get a quote here.
Will Health Insurance Cover Pre-existing Conditions in Spain for Expats?
Expats can obtain health insurance coverage for pre-existing conditions in Spain, though additional costs might be incurred. Contact us today to find a suitable plans for your needs.
Are Health Insurance Premiums Tax-Deductible in Spain for Expats?
No, in Spain, health insurance premiums for expatriates are not tax-deductible. For more insights on insurance policies, feel free to reach out to us.
Can Health Insurance Cover Dental in Spain for Expats?
Yes, comprehensive dental plans can be included in your expatriate health insurance policy in Spain.
Can Health Insurance be Retroactive in Spain for Expats?
Health insurance for expatriates in Spain cannot be applied retroactively. Consult with our experts for timely coverage advice.
Can Health Insurance be Ported in Spain for Expats?
In Spain, health insurance for expatriates is not portable. Discover more about your insurance options with our guidance. Only when applying for residencia and if you are a pensioner.
Can Health Insurance be Cancelled at Any Time in Spain for Expats?
All insurances including health run for a minimum term of 12 months, under normal situations.
Cancellation of health insurance policies in Spain follows a set renewal schedule, typically on January 1st annually. For mid-year registrations, costs are adjusted.
Find out more about policy terms and conditions.
Can Health Insurance be Transferred in Spain for Expats?
Health insurance policies for expatriates in Spain cannot be transferred between individuals. For personalised advice, don’t hesitate to contact us.
Can Health Insurance be Paid Monthly in Spain?
Yes, there are options for monthly, quarterly, or yearly payments for your health insurance in Spain, offering flexibility to suit your needs.
Can Health Insurance Companies Deny Coverage in Spain for Expats?
Under certain conditions, expatriates might face denial of health insurance coverage in Spain. Contact us for specific details and support.
How Do I Claim on My Spanish Health Insurance as an Expat?
To claim on your Spanish health insurance, visit a private health centre or private hospital with your insurance medical card. For assistance with claims, we’re always here to help.
Get a Health Insurance Quote
Privacy Policy
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