Expat House Insurance Spain
Welcome to Spain’s trusted house insurance provider for expats. Whether it’s your holiday home, permanent residence, or rental property, we offer comprehensive cover, fast claims handling, and expert support, all in English—so you can relax, knowing your home is fully protected.
Ultra-fast Claims Handling
All Water Damage Covered
100% Burglary & Damage Covered
3hr Call Out Time
Talk to our British Team today
Unmatched personal service and ultra-fast claims processing
or call (+34) 691 04 54 35
Why Choose InsuranceAgents.es for Your House Insurance In Spain
Reliable and Affordable Home Insurance for Expats in Spain
Looking for house insurance in Spain? At InsuranceAgents.es, we specialise in providing expats with tailored, comprehensive, and competitively priced home insurance that ensures your property is fully protected.
Knowledge of what needs to be done
With over 20 years of experience, we know exactly what’s required to keep your home safe and secure. Whether it’s a burst pipe, storm damage, a break-in, or any unexpected issue, we handle everything—so you don’t have to.
No language barriers. No stress. Just expert support when you need it most.
Should you ever need assistance, we have a reliable team of professionals ready to help, including:
✔ Plumbers, electricians, and builders – ready to fix any issue.
✔ Loss adjusters – ensuring your claims are handled efficiently.
✔ Emergency response – with a 3-hour call-out service when you need urgent help.
Your Essential Cover
24/7 Emergency Home Assistance
Whatever the issue—a burst pipe, power outage, or a broken lock—help is just a call away. Our ultra-fast claims handling ensures your home is protected when you need it most.
Rapid 3-Hour Emergency Call-Out
Urgent home issue? We’ll dispatch a plumber, electrician, or builder within 3 hours to resolve it quickly.
100% Water Damage Coverage
Unlike many policies, we cover ALL water damage, regardless of the cause—from burst pipes to flooding.
Excess Water Bills Covered (Up to €1,000)
If a covered water leak causes an unusually high water bill, we’ll cover up to €1,000 of the excess cost.
Our House Insurance For Expats Also Covers:
Burglary & Theft Protection
Whether inside your home or outside on your property, 100% of burglary-related losses and damage are covered. Locksmith services, repairs, and claim support included.
Legal Protection Against Squatters
If someone unlawfully occupies your home, we provide expert legal assistance to resolve the situation.
5 FREE Hours of Handyman Repairs
Enjoy five hours of free small repairs and maintenance—without affecting your no-claims bonus.
Pest Control Services
Professional pest removal included, ensuring your home stays free of unwanted guests.
What Else is Included?
Pest Control Services
Professional pest removal included, ensuring your home stays free of unwanted guests.
Total Loss & Natural Disaster Protection
Flooding, earthquakes, fires, and storms? You’re covered. We offer 100% meteorological damage protection, ensuring your home is protected against extreme weather events.
English-Speaking Service & Policy Documents
No language barriers—our Bristish team ensures you understand every detail, with clear and transparent policies in English.
Home Appliance Repair Option
Unexpected appliance breakdowns? We offer coverage for repairs to essential home appliances, minimizing disruption to your daily life.
Garden Reconstruction
Damage to your garden from storms or other events? Our policies can cover the costs of garden reconstruction, restoring your outdoor space.
Example House Insurance Quote
Below is a sample quote for a standard mid-range property with the different levels of insurance.
APARTMENT
From €209 per year
80M Sq
€20,000 Content Insurance
100% Water Damage
100% Burglary Including Cash & Damage
3rd Party Liability
5 hrs Handyman Service Included
TERRACED
From €215 per year
100M sq
€20,000 Content Insurance
100% Water Damage
100% Burglary Including Cash & Damage
3rd Party Liability
5 hrs Handyman Service Included
VILLA
From €272 per year
120M sq
€20,000 Content Insurance
100% Water Damage
100% Burglary Including Cash & Damage
3rd Party Liability
5 hrs Handyman Service Included
What our clients are saying...
Frequently Asked Questions
If you can’t find the answer here to your question about house insurance in Spain, then our British team of insurance experts are here to help. Feel free to call us on (+34) 691 04 54 35. Or you can send us a message or get a quote here.
What does house insurance in Spain typically cover?
Spanish house insurance generally covers structural damage, home contents, liability, alternative accommodation, home assistance, and aesthetic damage. At InsuranceAgents.es, you are also covered for burglary, flooding or natural disasters, garden reconstruction, legal protection against squatters and 100% of water damage is covered as standard.
Is water damage included as standard?
Water damage isn’t typically standard in most policies. However, InsuranceAgents.es provides full coverage for all water damage.
Can I get house insurance in Spain if I'm not a resident?
Yes, InsuranceAgents.es offers policies for all property types, including holiday homes and rentals. We handle all claims in-house and provide comprehensive services, including emergency call-outs and natural disaster coverage.
Is house insurance mandatory for homeowners in Spain?
While not mandatory, house insurance in Spain is highly recommended due to the significant protection it offers for a relatively low cost.
Get a House Insurance Quote
Privacy Policy
Responsible: AMAPOLA INSURANCE S.L. Objective: Control SPAM and maintain a commercial relationship with the User: Prepare proposals, and carry out insurance policies or other user requests. Legitimation: You have to give your consent. For how long: Until you decide to stop. User data: The data you supply will not be given or sold to third parties. Rights: Information, Access, Opposition, Rectification, Deletion, Portability & Limit of use. And will not be subject to individualized actions. You have access to make a claim with the controlling authorities. Contact: info@insuranceagents.es. Additional information: See our Privacy Policy on this web concerning data protection.
