In today’s digital age, the theft of computers and electronic equipment can be devastating. We not only cover the replacement costs but also offer data recovery services to help you get back on track.

This includes forensic analysis to understand the nature of the breach and recommendations for future prevention.

A fire can be catastrophic, causing both material and emotional distress.

We handle the damages, from property restoration to loss of income, ensuring you can resume your operations as swiftly as possible.

Our coverage also extends to smoke and soot damage, which can often be overlooked but are equally detrimental.

Water leaks can wreak havoc, disrupting your business operations.

Our rapid-response team acts swiftly to minimise the impact, and we cover repair and restoration costs up to your insured limit.

This includes mould remediation, structural repairs, and even the replacement of damaged furniture and equipment.

Accidents can happen, and they can sometimes affect those around you.

Our insurance covers you for any third-party damages, ensuring that both you and your neighbours or landlords are protected.

In an era of climate change, coverage for natural disasters such as floods, earthquakes, and hurricanes is becoming increasingly important, especially for businesses located in risk-prone areas.

An accidental discharge can cause unexpected damage. We cover the costs of clean-up and any associated damages to your property.

Whether it’s a window or a partition, broken glass can be a safety hazard and disrupt your business. Our coverage includes the cost of replacement and installation.

Electrical faults can lead to significant issues, from fire risks to data loss. Our policy covers the repair or replacement of electrical systems and any subsequent damages.

If your office becomes uninhabitable due to a covered event, we’ll cover the costs associated with temporary relocation, ensuring that your business continues to operate with minimal disruption.

Tailored packages for holiday planning, client trip management, and emergency situations.

This includes coverage for trip cancellations, delays, and even emergency medical expenses for your clients.

Specialised coverage for property sales, lettings, and property management.

This includes liability coverage for property viewings, open houses, and other events where potential buyers or tenants are present.

Robust plans for businesses offering tax, accounting, and legal services. This includes data protection and cyber liability coverage, which is crucial in today’s digital age.

Customised policies for solicitors, architects, engineering firms, and other specialised services.

This includes professional indemnity insurance, which can protect you against claims of negligence or failure to perform your professional duties.

Complete coverage for document management, employee registration, tax filing, and legal labour advice.

This is particularly useful for businesses that handle sensitive information and require additional protections against data breaches or other cyber risks.

Comprehensive coverage for campaign management, client relations, and digital marketing services.

This includes errors and omissions coverage, which protects you in case of professional mistakes that lead to client financial loss.

Legal assistance for any claims made against your business, including court fees and legal consultations.

This is an essential feature for any business, as legal issues can arise unexpectedly and can be financially draining.

 Coverage for natural disasters such as floods, earthquakes, and hurricanes.

In an era of climate change, this coverage is becoming increasingly important for businesses located in risk-prone areas.

 Enhance your coverage with optional guarantees like loss of information, solar energy installation, and more.

These add-ons allow you to customise your policy to fit your specific needs, providing an extra layer of protection.